Risk reduction
How It Works
From a stack of documents to a plan your board can act on.
Five steps. Your first determination arrives within 48 hours.
Preventing mortgage denials. Protecting owners. Ensuring condo project eligibility. Giving boards clarity and actionable steps.
- 1
Send Your Documents
Send your documents. We give you a clear list of the documents lenders require, and your project manager uploads them.
- 2
Get the First Read
Within 48 hours, we provide your first determination — an early read on any eligibility issues lenders may flag.
- 3
Review the Gaps
We walk your board and manager through the initial gaps in eligibility and identify missing documentation or information.
- 4
Get the Plan
We provide a clear, board-ready action plan outlining everything required to restore eligibility.
- 5
Stay Eligible
We stay engaged to monitor changes to budgets, insurance, and board decisions and advise your board to maintain ongoing eligibility.
First Read Notice
The first read is an initial determination. Completing a full eligibility determination may require additional documentation or information and, when appropriate, a site visit.
What We Review
We base our review on the same project-level documentation and criteria lenders use when determining eligibility.
- Governing Documents
- Current Board-Approved Budget
- Year-to-Date Financial Statements
- Current Reserve Study
- Inspections Completed in the Last 3 Years
- Master Property and Liability Insurance
- Lender Questionnaire
Our Guarantee
If we determine your project meets Fannie Mae or Freddie Mac requirements, and a lender’s review – based on the same documentation we evaluated – comes back differently, we step in and help you resolve it at no charge.
We stand behind our assessments, and we stand with your board.
You’ll never be left holding a certificate that isn’t worth anything.
Which agencies
| Agency | Status |
|---|---|
| Fannie Mae | At launch |
| Freddie Mac | At launch |
| FHA | Later |
| VA | Later |
Fannie Mae and Freddie Mac rules differ. A project can pass one and fail the other, so you get a separate answer for each.
Find out where you stand in days, not at closing.
Send your documents. Get a first read, a call and a plan your board can act on.
First read within 48 hours of your documents. Pricing on request.